09-07-2018, 06:42 PM
0
So get this. I have a Sears credit card for close to 30 years. I get a notice in the mail over the past weekend telling me that if I do not use the card they are going to lower my credit limit. The card has a $0 balance. So I call them up and I tell them to close the account. He asks why. I tell him I will not be bullied into using something under threat of a decrease in my limit. I don't need to use the card and at the insane interest rate they have on it, it's better I just close the account and I can just ask one of my other cards to increase my limit with much less interest.
This nut-job tries to tell me they do this because they need to make sure I still have the card. Right. If someone else had the card I'm pretty fucking sure there wouldn't be a ZERO balance on it.
Now also keep in mind this card is owned by Citi Bank who are the absolute worst to deal with if there are problems. Good riddance. There are no more Sears stores anyway.
This nut-job tries to tell me they do this because they need to make sure I still have the card. Right. If someone else had the card I'm pretty fucking sure there wouldn't be a ZERO balance on it.
Now also keep in mind this card is owned by Citi Bank who are the absolute worst to deal with if there are problems. Good riddance. There are no more Sears stores anyway.
I have no idea what you're talking about so here's a bunny with a pancake on it's head