02-18-2011, 07:27 AM
0
(02-16-2011, 11:19 AM)Twitchin Kitten Wrote: Homeowners insurance and pet insurance are separate entities here too.
It's the liability of having a dog that screws you on homeowners insurance. I don't know if my homeowners issues in only in New Jersey or nation wide, but here a burglar can sue you if your dog bites him, cuts himself breaking into your home, gets kicked trying to steal your horses etc. You can't protect yourself or you wind up getting sued by the very asshole trying to harm you and yours.
This actually depends on EXACTLY where you live. At least Pennsylvania works that way. You will see the kind of shit you're experiencing in Philadelphia and Pittsburgh for sure as well as their suburbs. Not so much in Scranton-Wilkes Barre or Allentown and only in small pockets elsewhere in the state.
In my county (Schuylkill) there is no company that will even ask if you OWN a dog much less about which breed/mix. Probably due to the inclination for folks around here to say to the insurance company ...... "WTF? Well if you're gonna be that way piss off. I'll do business elsewhere and see to it that all my friends and neighbors do the same!" And they do carry through with it.
The notion that dogs are good/bad simply on basis of breed is the same thing as saying all Blacks/Hispanics/Caucasians/Asians (you get the picture) are bad because of their "race". Uh hello.......we call that racism. Why is it wrong to assign that standard to people and not dogs?