ATM Fees - bastards!

[Twitchin Kitten]

0

So for years I have the same bank. There were NO ATM fees from the bank no matter what ATM machine you used. Many banks do this. If there is a fee at the ATM for using it, it's from the bank / owner of that particular machine but your (my) bank didn't charge a fee for using a machine that wasn't theirs.

Well, I get a letter today stating that on 3/1/2011 there will now be a fee of $2 per transaction at any ATM that isn't theirs.

Top this off with the fact that if the machine you are using isn't a free ATM you can be charged for whatever that bank/machine has on top of your bank's $2.

Fuckers.

I heard about this shit on the news awhile ago and I forget if it had something to do with new/old regulations or fees the govt is putting on banks or something or other. All I can clearly remember is it has something to do with the government and why the banks are now upping the fees. Whatever the "reason" it sucks.

Oh and they are going to be ever so helpful - there is an ATM location finder app for Iphone / Ipod touch and Android to help me find bank ATM's. Aint' that nice of them?

Fuckers.

Now, if I want a premier account with NO fees whatsoever, I can open one but I cannot let it go below $2500.00 / month. Yeah, that'll happen.

[Havoc]

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pretty simple solution to that, don't use the plastic, use cash.

don't put any money in the bank that won't be going out in automatic payments, keep just enough in the account to keep it open.

no deposits, the bank loses. and no charge to you for that loss.

[twisteroo]

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My shit has been like that for awhile, I only use my bank atms to get cash.

[Havoc]

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I only use my bank atms to get cash.

Which is exactly the service they are going to charge you for, use the window, take up space and time, cash your check and deposit only what goes out by auto payment, dispense your own cash from home.

[Rhubarb]

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Never use ATM's there has been too many reports of fraud (pin number thefts) and although our internet bank doesn'tcharge at most ATM I still go for 'cash back' at the supermarket and post office, which is quite rare, since I get paid by cash still.